Term Insurance is one of the simplest and cheapest forms of life assurance. It is also one of the most important because it can provide a lump sum, which could then be used in the event of your death.

​There are many reasons why it is a good idea to take out a life insurance policy, the most obvious is to provide financial security and peace of mind to your family, should you die unexpectedly. However, there are many other reasons why you should consider taking it out – these include protecting your mortgage, any estate or land you own, and even replacing a lost income